Oracle employers check your credit history
This article shows that a credit check is a routine part of
pre-employment screening, and acts of "moral turpitude" such as
paying your bills late, can ruin your chances of getting a top
Also, see my notes on why bad credit
indicates a dishonest personality.
A slow payment history indicates irresponsibility
This article notes that companies are routinely doing background
credit checks of all job applicants, and they have little sympathy
for people who don't honor their credit payment terms. A
history of slow credit payments can indicate irresponsibility and a
disregard for personal commitments:
"Richard Becraft was offered a good
civil service job with the Department of Defense in May 2002. .
After a background check, however, the job offer was rescinded.
The government letter that the Oxnard, Calif., man received
indicated “financial considerations” made him a poor security
I work for many companies in a
job applicant screening service where we help them hire
responsible Oracle professionals and I'm amazed at the amount of
background checks that are done before hiring database
professionals. I have extensive
details on doing background checks for Oracle job applicants in my
the Oracle Job Interview", $9.95 at Rampant TechPress.
Your Web Presence is
Many employers now check all of your postings on the web.
Your raunchy comments from a decade ago could ruin your chances of
being hired, especially for the top-jobs with five-figure salaries.
I saw a job applicant rejected because he made rude and
inappropriate posting on a message board using his verified e-mail
from a prior employer.
Some of the background checks now include extensive checks:
- Credit checks - A history of late payments indicates
a lack of responsibility to honor your credit agreement.
- Criminal checks - Sites like
find everything about you, even your history of traffic tickets.
Here is an
actual criminal check of a job applicant that I interviewed
awhile back. Possession of stolen property, I never would
have guessed. Here is
another job applicant where we found a charge of heroin
- Job History verification - Employers know that they
are allowed to ask the tell-all question "Would you re-hire this
person". A "no" from a previous employer will
often cause your resume to go into a wastebasket.
- Education verification - I've seen dozens of cases
where a job applicant has listed a degree that they have not
earned. Employers call the schools and request that the
applicant provide transcripts. I once caught a liar who
listed a fake MBA and when I confronted her, she explained that
she was "planning to get that MBA", as-if that was perfectly acceptable.
- Web presence verification - There are companies that
perform "Google checks" on you, and they sometimes reveal
questionable professional behavior.
- Voting History: It’s your duty as an
American to vote, and voting records are public records. Some
companies will reject applicants who have demonstrated that they
are not good citizens.
This degree of background checking has become even more
problematic because of the huge amount of resume fraud in the Oracle
industry, usually by foreign workers and some firms reject 10,000
job applicants every month.
Job applicants are much more likely
to lose a job because they have a recent criminal history or
they lied on an application about their identity, experience or
education. . .
“Of the 10,000 adverse action letters we send out monthly, very
few of them are credit related,” Greenblatt said. “It’s less